Delta SkyMiles credit cards
American Express issues all seven Delta cards: Blue, Gold, Platinum and Reserve for individuals, and Gold, Platinum and Reserve for business. From the Gold up, the cards now include a second free checked bag on Delta domestic flights, and all of them take 15% off Delta award flights. Platinum and Reserve cards add a yearly Companion Certificate and Medallion Qualification Dollars toward status, and the Reserve cards include Sky Club visits. The welcome offers below come from Delta's own Amex card pages, which said they end November 4, 2026.
Written and reviewed by the Points Plug team. Last reviewed .
| Card | Issuer | Annual fee | Welcome offer |
|---|---|---|---|
| Delta SkyMiles Blue American Express Card | American Express | $0 | Earn 10,000 bonus miles after you spend $1,000 in eligible purchases on your new Card in the first 6 months. |
| Delta SkyMiles Gold American Express Card | American Express | $0 introductory annual fee for the first year, then $150 | As high as 80,000 bonus miles plus a $250 statement credit after $3,000 in eligible purchases on your new Card within the first 6 months. Welcome offers vary and you may not be eligible for an offer. Offer ends November 4, 2026. |
| Delta SkyMiles Platinum American Express Card | American Express | $350 | As high as 90,000 bonus miles plus a $300 statement credit after $4,000 in eligible purchases on your new Card within the first 6 months. Welcome offers vary and you may not be eligible for an offer. Offer ends November 4, 2026. |
| Delta SkyMiles Reserve American Express Card | American Express | $650 | Two round-trip Delta Comfort Flight Certificates to the US 48, Puerto Rico or the US Virgin Islands, plus 50,000 bonus miles, after you spend $10,000 in purchases in your first 6 months. Welcome offers vary and you may not be eligible for an offer. Offer ends November 4, 2026. |
| Delta SkyMiles Gold Business American Express Card (business) | American Express | $0 introductory annual fee for the first year, then $150 | Earn 90,000 bonus miles after you make $6,000 in eligible purchases on your Card in the first 6 months. Offer ends November 4, 2026. |
| Delta SkyMiles Platinum Business American Express Card (business) | American Express | $350 | Earn 100,000 bonus miles after you make $8,000 in eligible purchases on your Card in the first 6 months. Offer ends November 4, 2026. |
| Delta SkyMiles Reserve Business American Express Card (business) | American Express | $650 | Earn 200,000 bonus miles after you make $20,000 in eligible purchases on your Card in the first 6 months. Offer ends November 4, 2026. |
Delta SkyMiles Blue American Express Card
American Express · American Express · Personal card
- Annual fee
- $0
- Welcome offer
- Earn 10,000 bonus miles after you spend $1,000 in eligible purchases on your new Card in the first 6 months.
- Foreign transaction fee
- None
What it earns
| 2x | Delta purchases |
|---|---|
| 2x | restaurants worldwide, plus takeout and delivery in the US |
| 1x | other purchases |
Airline benefits
- 20% back as a statement credit on select inflight purchases
- Pay with Miles to cut the cash cost of Delta tickets on delta.com
Delta SkyMiles Gold American Express Card
American Express · American Express · Personal card
- Annual fee
- $0 introductory annual fee for the first year, then $150
- Welcome offer
- As high as 80,000 bonus miles plus a $250 statement credit after $3,000 in eligible purchases on your new Card within the first 6 months. Welcome offers vary and you may not be eligible for an offer. Offer ends November 4, 2026.
- Foreign transaction fee
- None
What it earns
| 2x | Delta purchases made directly with Delta |
|---|---|
| 2x | restaurants worldwide, including takeout and delivery in the US |
| 2x | US supermarkets |
| 1x | other purchases |
Airline benefits
- First checked bag free on Delta flights, and a second bag free on Delta domestic flights
- Zone 5 priority boarding
- TakeOff 15: 15% off award travel on Delta flights (not partner-operated flights, taxes or fees)
- $200 Delta Flight Credit after $10,000 in purchases in a calendar year
- 20% back on inflight purchases
Credits and travel cover
- Up to $100 back a year on prepaid Delta Stays bookings
- Up to $10 a month in US rideshare credits after your first card renewal (enrollment required)
- Baggage insurance up to $1,250 for carry-on and $500 for checked bags
- Car rental loss and damage insurance
Shopping benefits
- Purchase protection up to $1,000 per covered purchase and $50,000 a year, for damage or theft within 90 days
- Extended warranty, adding up to one year to warranties of five years or less
Who can get the offer: Welcome offers vary and you may not be eligible for an offer.
Delta SkyMiles Platinum American Express Card
American Express · American Express · Personal card
- Annual fee
- $350
- Welcome offer
- As high as 90,000 bonus miles plus a $300 statement credit after $4,000 in eligible purchases on your new Card within the first 6 months. Welcome offers vary and you may not be eligible for an offer. Offer ends November 4, 2026.
- Foreign transaction fee
- None
What it earns
| 3x | Delta purchases made directly with Delta |
|---|---|
| 3x | hotels, booked directly |
| 2x | restaurants worldwide, including takeout and delivery in the US |
| 2x | US supermarkets |
| 1x | other purchases |
Airline benefits
- First checked bag free on Delta flights, and a second bag free on Delta domestic flights
- Zone 5 priority boarding
- Companion Certificate each year after renewal for a Delta Main round trip within the US, Caribbean or Central America (taxes and fees of $22 to $250 apply)
- MQD Headstart of $2,500 Medallion Qualification Dollars each year, plus $1 MQD for every $20 of purchases
- Complimentary upgrade list, after Medallion members
- TakeOff 15: 15% off award travel on Delta flights
- 20% back on inflight purchases
- Global Entry ($120 every 4 years) or TSA PreCheck (up to $85 every 4.5 years) statement credit
Credits and travel cover
- Up to $150 a year back on Delta Stays, up to $10 a month on Resy restaurants and up to $10 a month on rideshares
- Trip delay insurance up to $300
- Baggage insurance up to $1,250 for carry-on and $500 for checked bags
- Car rental loss and damage insurance (secondary)
- Hertz Five Star status
Shopping benefits
- Purchase protection up to $1,000 per covered purchase and $50,000 a year
- Extended warranty, adding up to one year
- Cell phone protection up to $800 per claim, two claims per 12 months
Who can get the offer: Welcome offers vary and you may not be eligible for an offer.
Delta SkyMiles Reserve American Express Card
American Express · American Express · Personal card
- Annual fee
- $650
- Welcome offer
- Two round-trip Delta Comfort Flight Certificates to the US 48, Puerto Rico or the US Virgin Islands, plus 50,000 bonus miles, after you spend $10,000 in purchases in your first 6 months. Welcome offers vary and you may not be eligible for an offer. Offer ends November 4, 2026.
- Foreign transaction fee
- None
What it earns
| 3x | Delta purchases made directly with Delta |
|---|---|
| 1x | all other eligible purchases |
Airline benefits
- 15 Delta Sky Club visits each Medallion year, unlimited after $75,000 in purchases in a calendar year, plus four one-time guest passes a year
- Centurion Lounge and Escape Lounge access when you fly Delta on a ticket bought with the card
- First checked bag free on Delta flights, and a second bag free on Delta domestic flights
- Zone 5 priority boarding
- Companion Certificate each year after renewal for a Delta First, Delta Comfort or Delta Main round trip within the US, Caribbean or Central America
- MQD Headstart of $2,500 Medallion Qualification Dollars each year, plus $1 MQD for every $10 of purchases
- Upgrade priority based on tier and fare
- TakeOff 15: 15% off award travel on Delta flights
- 20% back on inflight purchases
- Global Entry (up to $120) or TSA PreCheck (up to $85) statement credit
Credits and travel cover
- Up to $200 a year back on Delta Stays, up to $20 a month on Resy restaurants and up to $10 a month on rideshares
- Trip delay insurance up to $500, and trip cancellation and interruption insurance up to $10,000 per trip
- Baggage insurance up to $1,250 for carry-on and $500 for checked bags
- Car rental loss and damage insurance
- Hertz President's Circle status
Shopping benefits
- Purchase protection up to $10,000 per item and $50,000 a year
- Extended warranty, adding up to one year
- Cell phone protection up to $800 per claim, two claims per 12 months
Who can get the offer: Welcome offers vary and you may not be eligible for an offer.
Delta SkyMiles Gold Business American Express Card
American Express · American Express · Business card
- Annual fee
- $0 introductory annual fee for the first year, then $150
- Welcome offer
- Earn 90,000 bonus miles after you make $6,000 in eligible purchases on your Card in the first 6 months. Offer ends November 4, 2026.
- Foreign transaction fee
- None
What it earns
| 2x | Delta purchases made directly with Delta |
|---|---|
| 2x | restaurants worldwide, including takeout and delivery in the US |
| 2x | US shipping and US advertising in select media, on up to $50,000 a year |
| 1x | other purchases |
Airline benefits
- First checked bag free on Delta flights, and a second bag free on Delta domestic flights
- Zone 5 priority boarding
- TakeOff 15: 15% off award travel on Delta flights
- $200 Delta Flight Credit after $10,000 in purchases in a calendar year
- 20% back on inflight purchases
Credits and travel cover
- Up to $150 a year back on prepaid Delta Stays bookings and up to $10 a month on rideshares
- Baggage insurance up to $1,250 for carry-on and $500 for checked bags
- Car rental loss and damage insurance
Shopping benefits
- Purchase protection up to $1,000 per covered purchase and $50,000 a year
- Extended warranty, adding up to one year
Source: American Express: Delta SkyMiles Gold Business Card page
Delta SkyMiles Platinum Business American Express Card
American Express · American Express · Business card
- Annual fee
- $350
- Welcome offer
- Earn 100,000 bonus miles after you make $8,000 in eligible purchases on your Card in the first 6 months. Offer ends November 4, 2026.
- Foreign transaction fee
- None
What it earns
| 3x | Delta purchases and hotels, booked directly |
|---|---|
| 1.5x | eligible transit, US shipping and eligible purchases of $5,000 or more, on up to $100,000 a year combined |
| 1x | other purchases |
Airline benefits
- First checked bag free on Delta flights, and a second bag free on Delta domestic flights
- Zone 5 priority boarding
- Companion Certificate each year after renewal for a Delta Main round trip within the US, Caribbean or Central America (taxes and fees of $22 to $250 apply)
- MQD Headstart of $2,500 Medallion Qualification Dollars each year, plus $1 MQD for every $20 of purchases
- Complimentary upgrade list access
- TakeOff 15: 15% off award travel on Delta flights
- Global Entry ($120 every 4 years) or TSA PreCheck (up to $85) statement credit
Credits and travel cover
- Up to $200 a year back on Delta Stays, up to $10 a month on Resy restaurants and up to $10 a month on rideshares (enrollment required)
- Trip delay insurance up to $300 per trip, two claims per 12 months
- Baggage insurance up to $1,250 for carry-on and $500 for checked bags
- Hertz Five Star status (enrollment required)
Shopping benefits
- Purchase protection up to $1,000 per purchase and $50,000 a year
- Extended warranty, adding up to one year
Source: American Express: Delta SkyMiles Platinum Business Card page
Delta SkyMiles Reserve Business American Express Card
American Express · American Express · Business card
- Annual fee
- $650
- Welcome offer
- Earn 200,000 bonus miles after you make $20,000 in eligible purchases on your Card in the first 6 months. Offer ends November 4, 2026.
- Foreign transaction fee
- None
What it earns
| 3x | Delta purchases made directly with Delta |
|---|---|
| 1.5x | eligible transit, US shipping and US office supply stores |
| 1.5x | all eligible purchases for the rest of the calendar year after $150,000 in purchases |
| 1x | other purchases |
Airline benefits
- 15 Delta Sky Club visits each Medallion year, unlimited after $75,000 in purchases in a calendar year, plus four one-time guest passes a year
- Centurion Lounge and Escape Lounge access when you fly Delta on a ticket bought with the card
- First checked bag free on Delta flights, and a second bag free on Delta domestic flights
- Zone 5 priority boarding
- Companion Certificate each year after renewal for a Delta First, Delta Comfort or Delta Main round trip
- MQD Headstart of $2,500 Medallion Qualification Dollars each year, plus $1 MQD for every $10 of purchases
- Upgrade priority over others with your Medallion tier
- TakeOff 15: 15% off award travel on Delta flights
- Global Entry or TSA PreCheck statement credit every 4 years
Credits and travel cover
- Up to $250 a year back on Delta Stays, up to $20 a month on Resy restaurants and up to $10 a month on rideshares
- Trip delay insurance up to $500 per trip, and trip cancellation and interruption insurance up to $10,000 per trip
- Baggage insurance up to $1,250 for carry-on and $500 for checked bags
- Car rental loss and damage insurance
- Hertz President's Circle status
Shopping benefits
- Purchase protection up to $10,000 per covered purchase and $50,000 a year, within 90 days
- Extended warranty, adding up to one year
- Cell phone protection up to $800 per claim, two claims per 12 months, $50 deductible
Source: American Express: Delta SkyMiles Reserve Business Card page
Other ways to earn Delta SkyMiles miles
American Express Membership Rewards and Marriott Bonvoy transfer points into Delta SkyMiles, so a general travel card can top up the same account. Ratios and timing are on the transfer partners table.
- How to earn Delta SkyMiles miles, including shopping, dining and partner earning.
- What Delta SkyMiles miles are worth and how to sell them.
- The complete guide to airline credit cards: every program, issuer rules, bonuses and benefits compared.
Delta SkyMiles credit card FAQ
- Which bank issues the Delta SkyMiles credit cards?
- American Express issues the US Delta SkyMiles cards: Delta SkyMiles Blue American Express Card, Delta SkyMiles Gold American Express Card, Delta SkyMiles Platinum American Express Card, Delta SkyMiles Reserve American Express Card, Delta SkyMiles Gold Business American Express Card, Delta SkyMiles Platinum Business American Express Card and Delta SkyMiles Reserve Business American Express Card.
- What are the Delta SkyMiles card welcome offers?
- As read on the issuers' pages on September 23, 2026: Delta SkyMiles Blue American Express Card, Earn 10,000 bonus miles after you spend $1,000 in eligible purchases on your new Card in the first 6 months; Delta SkyMiles Gold American Express Card, As high as 80,000 bonus miles plus a $250 statement credit after $3,000 in eligible purchases on your new Card within the first 6 months. Welcome offers vary and you may not be eligible for an offer. Offer ends November 4, 2026; Delta SkyMiles Platinum American Express Card, As high as 90,000 bonus miles plus a $300 statement credit after $4,000 in eligible purchases on your new Card within the first 6 months. Welcome offers vary and you may not be eligible for an offer. Offer ends November 4, 2026; Delta SkyMiles Reserve American Express Card, Two round-trip Delta Comfort Flight Certificates to the US 48, Puerto Rico or the US Virgin Islands, plus 50,000 bonus miles, after you spend $10,000 in purchases in your first 6 months. Welcome offers vary and you may not be eligible for an offer. Offer ends November 4, 2026; Delta SkyMiles Gold Business American Express Card, Earn 90,000 bonus miles after you make $6,000 in eligible purchases on your Card in the first 6 months. Offer ends November 4, 2026; Delta SkyMiles Platinum Business American Express Card, Earn 100,000 bonus miles after you make $8,000 in eligible purchases on your Card in the first 6 months. Offer ends November 4, 2026; Delta SkyMiles Reserve Business American Express Card, Earn 200,000 bonus miles after you make $20,000 in eligible purchases on your Card in the first 6 months. Offer ends November 4, 2026. Offers change often, so check the issuer's page before applying.
- How much is the annual fee on the Delta SkyMiles cards?
- Delta SkyMiles Blue American Express Card: $0. Delta SkyMiles Gold American Express Card: $0 introductory annual fee for the first year, then $150. Delta SkyMiles Platinum American Express Card: $350. Delta SkyMiles Reserve American Express Card: $650. Delta SkyMiles Gold Business American Express Card: $0 introductory annual fee for the first year, then $150. Delta SkyMiles Platinum Business American Express Card: $350. Delta SkyMiles Reserve Business American Express Card: $650.
- Which Delta SkyMiles card includes lounge access?
- Delta SkyMiles Reserve American Express Card and Delta SkyMiles Reserve Business American Express Card include lounge membership. The full lounge terms are on each card's section of this page.
- Which Delta SkyMiles cards come with a free checked bag?
- Delta SkyMiles Gold American Express Card, Delta SkyMiles Platinum American Express Card, Delta SkyMiles Reserve American Express Card, Delta SkyMiles Gold Business American Express Card, Delta SkyMiles Platinum Business American Express Card and Delta SkyMiles Reserve Business American Express Card. The exact rules (how many bags, who travels with you, which flights) are listed under each card.
Other airline cards
Sources
- Delta: American Express personal cards · official page
- Delta: American Express business cards · official page
- American Express: Delta SkyMiles Gold Card page · official page
- American Express: Delta SkyMiles Platinum Card page · official page
- American Express: Delta SkyMiles Reserve Card page · official page
- American Express: Delta SkyMiles Gold Business Card page · official page
- American Express: Delta SkyMiles Platinum Business Card page · official page
- American Express: Delta SkyMiles Reserve Business Card page · official page