Alaska Atmos Rewards credit cards
Bank of America issues the three Atmos Rewards cards that earn Alaska and Hawaiian's combined program: the $95 Ascent (the former Alaska Airlines Visa Signature), the $395 Summit and a business card. The Ascent and business cards carry the yearly $99 Companion Fare; the Summit gives a yearly Global Companion Award for a companion on trips booked with Atmos points instead. Anyone with an eligible Bank of America account earns 10% more points on all three, and Bank of America said in April 2026 that Alaska is moving to it as the single issuer for Atmos cards.
Written and reviewed by the Points Plug team. Last reviewed .
| Card | Issuer | Annual fee | Welcome offer |
|---|---|---|---|
| Atmos Rewards Ascent Visa Signature Card | Bank of America | $95 | Get 50,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after you spend $1,500 or more on purchases within the first 90 days of opening your account. |
| Atmos Rewards Summit Visa Infinite Card | Bank of America | $395 | 70,000 bonus points, as shown on Bank of America's card list; the spend requirement was not shown there. At launch in August 2025 the offer was 100,000 points after $6,000 in purchases within 90 days. |
| Atmos Rewards Visa Signature Business Card (business) | Bank of America | $70 for the company and $25 per card | Get 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after you make $4,000 or more in purchases within the first 90 days of opening your account. |
Atmos Rewards Ascent Visa Signature Card
Bank of America · Visa Signature · Personal card
- Annual fee
- $95
- Welcome offer
- Get 50,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after you spend $1,500 or more on purchases within the first 90 days of opening your account.
- Foreign transaction fee
- None
What it earns
| 3x | eligible Alaska Airlines and Hawaiian Airlines purchases |
|---|---|
| 2x | eligible gas, EV charging, cable, streaming services and local transit, including rideshare |
| 1x | all other purchases |
| +10% | on all points earned from purchases if you have an eligible Bank of America account (BofA Rewards) |
Airline benefits
- Free checked bag and preferred boarding for you and up to 6 guests on the same reservation
- $99 Companion Fare (plus taxes and fees from $23) each account anniversary after you spend $6,000 or more in the prior anniversary year
- 20% back on Alaska Airlines and Hawaiian Airlines inflight purchases
- $100 off an annual Alaska Lounge+ membership bought with the card
- Atmos status points on purchases, with no cap
Atmos Rewards Summit Visa Infinite Card
Bank of America · Visa Infinite · Personal card
- Annual fee
- $395
- Welcome offer
- 70,000 bonus points, as shown on Bank of America's card list; the spend requirement was not shown there. At launch in August 2025 the offer was 100,000 points after $6,000 in purchases within 90 days.
- Foreign transaction fee
- None
What it earns
| 3x | eligible dining, foreign transactions and Alaska Airlines and Hawaiian Airlines purchases |
|---|---|
| 1x | all other purchases |
| +10% | on all points earned from purchases if you have an eligible Bank of America account (BofA Rewards) |
Airline benefits
- A 25,000-point Global Companion Award each account anniversary, for a companion on the same itinerary when you book with Atmos points, and a 100,000-point Global Companion Award after $60,000 in purchases in a card year
- 10,000 status points each anniversary, plus 1 status point for every $2 spent
- Eight Alaska Lounge passes a year
- Free checked bag for the cardholder and up to six guests on the same reservation on Alaska and Hawaiian flights
- Preferred boarding
- A $50 voucher, valid for 48 hours, after a same-day Alaska Airlines delay of more than two hours
Atmos Rewards Visa Signature Business Card
Bank of America · Visa Signature · Business card
- Annual fee
- $70 for the company and $25 per card
- Welcome offer
- Get 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after you make $4,000 or more in purchases within the first 90 days of opening your account.
- Foreign transaction fee
- None
What it earns
| 3x | eligible Alaska Airlines and Hawaiian Airlines purchases |
|---|---|
| 2x | eligible gas, EV charging, shipping and local transit, including rideshare |
| 1x | all other purchases |
| +10% | on all points earned from purchases if the company has an eligible Bank of America small business account |
Airline benefits
- $99 Companion Fare (plus taxes and fees from $23) every year you spend at least $6,000 on purchases
- Free checked bag and preferred boarding for any cardholder
- 20% back on Alaska Airlines and Hawaiian Airlines inflight purchases
- $100 off an annual Alaska Lounge+ membership bought with the card
Credits and travel cover
- Travel accident insurance, auto rental insurance, emergency ticket replacement, lost luggage assistance and legal and medical referrals
Shopping benefits
- Purchase security
Other ways to earn Alaska Atmos Rewards points
Bilt Rewards and Marriott Bonvoy transfer points into Alaska Atmos Rewards, so a general travel card can top up the same account. Ratios and timing are on the transfer partners table.
- How to earn Alaska Atmos Rewards points, including shopping, dining and partner earning.
- What Alaska Atmos Rewards points are worth and how to sell them.
- The complete guide to airline credit cards: every program, issuer rules, bonuses and benefits compared.
Alaska Atmos Rewards credit card FAQ
- Which bank issues the Alaska Atmos Rewards credit cards?
- Bank of America issues the US Alaska Atmos Rewards cards: Atmos Rewards Ascent Visa Signature Card, Atmos Rewards Summit Visa Infinite Card and Atmos Rewards Visa Signature Business Card.
- What are the Alaska Atmos Rewards card welcome offers?
- As read on the issuers' pages on September 23, 2026: Atmos Rewards Ascent Visa Signature Card, Get 50,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after you spend $1,500 or more on purchases within the first 90 days of opening your account; Atmos Rewards Summit Visa Infinite Card, 70,000 bonus points, as shown on Bank of America's card list; the spend requirement was not shown there. At launch in August 2025 the offer was 100,000 points after $6,000 in purchases within 90 days; Atmos Rewards Visa Signature Business Card, Get 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after you make $4,000 or more in purchases within the first 90 days of opening your account. Offers change often, so check the issuer's page before applying.
- How much is the annual fee on the Alaska Atmos Rewards cards?
- Atmos Rewards Ascent Visa Signature Card: $95. Atmos Rewards Summit Visa Infinite Card: $395. Atmos Rewards Visa Signature Business Card: $70 for the company and $25 per card.
- Which Alaska Atmos Rewards cards come with a free checked bag?
- Atmos Rewards Ascent Visa Signature Card, Atmos Rewards Summit Visa Infinite Card and Atmos Rewards Visa Signature Business Card. The exact rules (how many bags, who travels with you, which flights) are listed under each card.
Other airline cards
Sources
- Bank of America: Atmos Rewards Ascent card page · official page
- Bank of America: BofA Rewards eligible credit cards · official page
- Bank of America: Atmos Rewards Business card page · official page
- Bank of America newsroom: Atmos Rewards Summit card launch (August 20, 2025) · official page
- Alaska Airlines newsroom: Atmos Rewards Summit card launch · official page