Virgin Atlantic Flying Club credit cards
The US card is the Virgin Red Rewards Mastercard from Synchrony, which Virgin Atlantic's own US page links to. It earns Virgin Points, the currency Flying Club shares with Virgin Red, and up to 50 Tier Points a month toward Flying Club status. The older Bank of America Virgin Atlantic card is no longer offered.
Written and reviewed by the Points Plug team. Last reviewed .
| Card | Issuer | Annual fee | Welcome offer |
|---|---|---|---|
| Virgin Red Rewards Mastercard | Synchrony Bank | $99 | Earn a 60,000 Virgin Points Boarding Bonus when you spend $4,000 in your first 90 days of new account opening. |
Virgin Red Rewards Mastercard
Synchrony Bank · World Elite Mastercard · Personal card
- Annual fee
- $99
- Welcome offer
- Earn a 60,000 Virgin Points Boarding Bonus when you spend $4,000 in your first 90 days of new account opening.
- Foreign transaction fee
- None
What it earns
| 3x | Virgin Atlantic, Virgin Hotels and Virgin Voyages |
|---|---|
| 2x | grocery stores, dining out, select streaming services and EV charging |
| 1x | everything else |
Airline benefits
- 25 Tier Points for each $2,500 spent in a month, up to 50 Tier Points a month
- A Personal Perk at $15,000 of annual spend and another at $30,000; the Virgin Atlantic choice is a companion seat or cabin upgrade voucher
- 5,000 Virgin Points each year on renewal
- 2,500 Virgin Points for each additional user added, up to 10,000 points
Credits and travel cover
- A third night free after booking two at a Virgin Hotel, once a year
- World Elite Mastercard concierge
Shopping benefits
- Mastercard ID Theft Protection
Who can get the offer: Limit one offer per account holder. Eligible net purchases (purchases minus returns and adjustments) of $4,000 or more must be made within 90 days of new account opening.
Other ways to earn Virgin Atlantic Flying Club Virgin Points
Chase Ultimate Rewards, American Express Membership Rewards, Capital One miles, Citi ThankYou Points, Bilt Rewards, Wells Fargo Rewards and Marriott Bonvoy transfer points into Virgin Atlantic Flying Club, so a general travel card can top up the same account. Ratios and timing are on the transfer partners table.
- How to earn Virgin Atlantic Flying Club Virgin Points, including shopping, dining and partner earning.
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- The complete guide to airline credit cards: every program, issuer rules, bonuses and benefits compared.
Virgin Atlantic Flying Club credit card FAQ
- Which bank issues the Virgin Atlantic Flying Club credit cards?
- Synchrony Bank issues the US Virgin Atlantic Flying Club cards: Virgin Red Rewards Mastercard.
- What are the Virgin Atlantic Flying Club card welcome offers?
- As read on the issuers' pages on September 23, 2026: Virgin Red Rewards Mastercard, Earn a 60,000 Virgin Points Boarding Bonus when you spend $4,000 in your first 90 days of new account opening. Offers change often, so check the issuer's page before applying.
- How much is the annual fee on the Virgin Atlantic Flying Club cards?
- Virgin Red Rewards Mastercard: $99.
Other airline cards
Sources
- Synchrony: Virgin Red Rewards Card page · official page
- Virgin Atlantic: US credit card page · official page