Sell Citi ThankYou Points
Convert Citi ThankYou points from cards like Premier and Prestige.
We pay 1.43¢ to 1.60¢ per point, depending on balance. See all our rates
Supported Cards:
Citi Premier
Citi Prestige
Citi Rewards+
About Citi ThankYou Points
Citi ThankYou Points from Strata and Prestige cards transfer to airline partners including American AAdvantage, KrisFlyer, Flying Blue and Turkish Miles&Smiles. Points that sit unused lose ground to inflation in award prices, so cashing out a large balance is often the practical choice.
See what Citi ThankYou Points are worth, check the transfer partner matrix, or read our guide to selling credit card points for how selling compares to cashing out or transferring.
The Citi ThankYou Points program explained
Citi ThankYou Points are earned on the Strata family (Strata, Strata Premier and the $595 Strata Elite launched in July 2025) and on the Double Cash and Custom Cash cards, whose cash back is issued as ThankYou Points. The premium Strata cards transfer to Citi's full partner list of around eighteen programs, and Citi is the only big bank program that transfers to American AAdvantage, which is the reason many members hold it. The no-fee Double Cash and Custom Cash reach only JetBlue, Wyndham and Choice at reduced ratios unless pooled with a premium card.
Citi has trimmed the program in 2025 and 2026: Custom Cash closed to new applicants in May 2026 and the Prestige and Rewards+ cards have left the lineup. Citi's own pages now say only that point values vary by card and reward, so check the cash-out rate for your card in the ThankYou account. See the transfer partner matrix for where the points go and the valuation page for what they are worth.
Written and reviewed by the Points Plug team. Last reviewed .
Cards that earn Citi ThankYou Points
| Card | Annual fee | Earning | Transfers to airlines |
|---|---|---|---|
| Citi Strata Elite | $595 | 12x hotels, cars and attractions and 6x flights booked on cititravel.com, 6x restaurants on Friday and Saturday nights (3x otherwise), 1.5x everything else | Yes |
| Citi Strata Premier | $95 | 10x hotels, cars and attractions on cititravel.com, 3x flights and other hotels, restaurants, supermarkets, gas and EV charging, 1x elsewhere | Yes |
| Citi Strata | $0 | 5x on cititravel.com, 3x supermarkets, transit, gas and EV charging and a self-selected category, 2x restaurants, 1x elsewhere | Yes |
| Citi Double Cash | $0 | 2 percent on everything (1 percent when you buy, 1 percent when you pay) as ThankYou Points, 5 percent on cititravel.com hotels and cars | Only when combined |
| Citi Custom Cash (closed to new applicants May 2026) | $0 | 5 percent on your top category up to $500 a month, 1 percent elsewhere, as ThankYou Points | Only when combined |
What each redemption returns
| Redemption | Value per point | Notes |
|---|---|---|
| Cash back, direct deposit or cheque (Double Cash, Custom Cash) | 1.0¢ | The Double Cash page shows 10,000 points as $100. |
| Cash back (Strata Premier, Prestige) | varies | Citi says ThankYou point values vary by card and reward and does not publish the Strata Premier cash rate on its public pages; check it in the ThankYou account. |
| Citi Travel bookings | 1.0¢ | Flights, hotels, cars and attractions at the portal price. |
| Gift cards | varies | Citi says values vary by card and reward. |
| Amazon and PayPal Shop with Points | varies | Citi does not publish the rate on its public pages. |
| Transfer to airline and hotel partners | varies | The source of the 1.5 to 1.9¢ published valuations, led by AAdvantage, Turkish and Flying Blue. |
Compare these with the published valuations for Citi ThankYou Points and with a cash quote.
How transfers to airlines work
- Airline partners for the Strata Premier and Strata Elite: American AAdvantage, Aeromexico, Air France KLM Flying Blue, Avianca LifeMiles, Cathay Pacific Asia Miles, Emirates Skywards, Etihad Guest, EVA Air, JetBlue TrueBlue, Qantas, Qatar Airways Privilege Club, Singapore KrisFlyer, Thai Royal Orchid Plus, Turkish Miles&Smiles, Virgin Atlantic Flying Club and Virgin Red. Hotels: Wyndham, Choice, Accor, Leading Hotels of the World and Preferred Hotels.
- Citi's pages name the partners but not the ratios, which sit behind a link in the ThankYou FAQ, so check the ratio for your card before transferring. Citi's Strata page lists American Airlines even for the no-fee card, and Citi does not say on a public page which cards can transfer to AAdvantage; check the ThankYou site for your own card before relying on it.
- Double Cash and Custom Cash points on their own reach only JetBlue, Wyndham and Choice, at reduced ratios. Pooling them into a Strata Premier or Elite ThankYou account unlocks the full list.
- Minimum 1,000 points (Citi's figure), in 1,000-point increments, no fee.
- Citi's terms say transfers can take up to 14 days to post and cannot be cancelled once submitted. Most partners post within a day; Qatar, Cathay and Turkish can take longer.
- Citi's ThankYou FAQ (October 2025) still describes sharing points with other ThankYou members, and the Double Cash terms cap it at 100,000 points given and 100,000 received a year, but Citi has not confirmed on a public page whether sharing still works in 2026. Check the ThankYou site before counting on it.
Best ways to use Citi ThankYou Points
- American AAdvantage partner awards, which are still chart-priced: oneworld business class to Asia and Europe at 57,500 to 70,000 miles one way; see the AAdvantage award chart reference.
- Turkish Miles&Smiles for Star Alliance business class to Europe and for United domestic flights.
- Air France KLM Flying Blue and Avianca LifeMiles for SkyTeam and Star Alliance awards, both with frequent transfer bonuses.
- Cathay Pacific, Qatar Airways and EVA Air for long-haul premium cabins; Citi reaches all three at 1:1.
- Cash at a cent through a Double Cash account as the floor, which no other redemption should fall below.
What to watch out for
- Citi does not publish the Strata Premier cash-out rate on its public pages and says point values vary by card, so compare the rate in the ThankYou account with the Double Cash cent a point before cashing out.
- AAdvantage transfers are the most valuable and the least reliable to confirm from Citi's own pages, which disagree with each other on which cards qualify.
- Points from a closed card must be used within 60 days or they are lost, and points Citi closes for reasons other than inactivity are lost immediately.
- Emirates transfers lose 20 percent at 5:4, and JetBlue points are worth less than a cent and a half, so neither is a good use of a premium card's points.
- Custom Cash closed to new applicants in May 2026 and the Prestige and Rewards+ cards have left the lineup, and the Strata Elite's $595 fee is only worthwhile with heavy cititravel.com bookings and use of its credits.
What the terms say about your points
- Citi's ThankYou terms state that members "have no property rights or other legal interests in Points".
- "Buying or selling Points" is listed as fraud, misuse or abuse, for which Citi may remove points, stop earning or suspend accounts.
- Points earned on current cards do not expire while the account is open. After a card is closed or converted you have 60 days to use them; points received from another member through sharing expire 90 days after receipt.
- A submitted partner transfer cannot be cancelled and may take up to 14 days to post.
Should you sell Citi ThankYou Points?
Keep the points if you hold a Strata Premier or Elite and will book AAdvantage, Turkish or Flying Blue partner awards, which is where the published 1.5 to 1.9 cents comes from. Citi is the only transferable currency that feeds AAdvantage, so a member who values American's partner chart should protect that pipeline.
Consider selling if your points come from Double Cash spending and would otherwise be cashed out at a cent, or if you hold a Strata Premier balance you would otherwise cash out. A quote above a cent beats the one-cent cash and travel rates Citi publishes; get a quote and compare.
Sources
- Citi Strata Premier card page · official page
- Citi Strata Elite card page · official page
- Citi press release: Strata Elite launch (July 28, 2025) · official page
- Citi Strata card page · official page
- Citi Double Cash card page · official page
- Citi ThankYou Rewards FAQ · official page
- Citi Double Cash ThankYou terms and conditions · official page
- Citi: how travel credit cards work (partner names) · official page
- Citi Strata Premier benefits (transfer partner names, June 2026) · official page
Transferred Citi ThankYou Points points to an airline by mistake?
Citi will not reverse a transfer, but the miles can still be used, shared or sold. Each page below quotes Citi's rule, shows what the miles are worth now and how to sell them:
- Citi to American Airlines AAdvantage
- Citi to JetBlue TrueBlue
- Citi to Avianca LifeMiles
- Citi to Singapore Airlines KrisFlyer
- Citi to Cathay Pacific Asia Miles
- Citi to Qantas Frequent Flyer
- Citi to Air France-KLM Flying Blue
- Citi to Turkish Airlines Miles&Smiles
- Citi to Virgin Atlantic Flying Club
- Citi to Emirates Skywards
- Citi to Etihad Guest
- Citi to Qatar Airways Privilege Club
Citi ThankYou Points FAQ
- How do I sell Citi ThankYou Points?
- Enter your Citi ThankYou Points balance in the quote form on this page for an instant cash offer. Accept the offer and our team contacts you to complete the transaction.
- Which cards earn Citi ThankYou Points?
- Points from cards such as Citi Premier, Citi Prestige, Citi Rewards+ can be sold through Points Plug.
- What is the minimum number of Citi ThankYou Points I can sell?
- We buy Citi ThankYou Points from 100,000 points. We pay 1.43¢ to 1.60¢ per point, rising with balance size, and publish every rate on our rates page.
- How long does it take to get paid for Citi ThankYou Points?
- Most transactions complete within 24-48 hours of accepting an offer, with payment sent through your preferred method.
- How much is a Citi ThankYou point worth?
- One cent as cash from a Double Cash account, where Citi shows 10,000 points as $100, and one cent on Citi Travel bookings. Citi says values for other redemptions vary by card and reward, and published valuations of 1.5 to 1.9 cents assume transfers to AAdvantage, Turkish or Flying Blue.
- Can I transfer Citi ThankYou Points to American Airlines?
- Yes. Citi's Strata Premier benefits page names American Airlines first among its transfer partners, and Citi is the only major bank program with an AAdvantage transfer option. Citi's Strata page lists American Airlines for the no-fee card too, but Citi does not say on a public page which cards qualify or at what ratio, so confirm on the ThankYou site for your card.
- Do Citi ThankYou Points expire?
- Points earned on current Citi cards do not expire while the account stays open. If you close or convert the card you have 60 days to use them. Points from some older or promotional sources carried expiry dates, which Citi shows 60 days ahead in the ThankYou account.
- Can I still share Citi points with a family member?
- Citi's public pages do not settle it for 2026: its ThankYou FAQ (October 2025) still lists sharing points with other ThankYou members, and the Double Cash terms cap sharing at 100,000 points a year each way. Check the ThankYou site before counting on it. You can combine points across your own Citi cards into one ThankYou account.
- What is my Citi Strata Premier cash-out rate?
- Citi does not publish it on its public pages. Its ThankYou FAQ says point values vary by card and reward, so check the rate in the ThankYou account before cashing out; a Double Cash account shows 10,000 points as $100.
